$522,000
MLS: 26006642
Beds
4
Baths
3
Sq Ft
2,873
Lot
0.15 ac
Year Built
2006
MLS #
26006642
Days on Market
2
Listed
Aug 25, 2026
Description
Discover the perfect place to begin your next chapter in this inviting 4-bedroom, 2.5-bathroom home, ideally situated on a peaceful cul-de-sac. With plenty of space to spread out, this home is designed for comfortable family living and creating memories that last a lifetime. The spacious layout offers room for everyone, while the upstairs loft provides a flexible space that can grow right along with your family--perfect for a playroom, homework area, home office, movie room, or cozy retreat. Perfect for first-time homebuyers and growing families, this home offers the opportunity to put down roots in a welcoming neighborhood and give your kids a place to grow, play, and make memories. Imagine birthday parties, family dinners, backyard fun, and watching your children grow up in a home they'll always remember. If you've been searching for a place where space, comfort, and community come together, this could be the one.
Location
Rosamond, Kern County, CA 93560
Open on Google Maps ↗Listed by: Chelsy Tarango · Real Brokerage Technologies
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,950
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $52,200 · Loan: $469,800
Average 30-yr fixed rate 6.66% as of Aug 27, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,019
- Property tax (1%)
- $435
- Homeowners insurance
- $300
- Mortgage insurance
- $196
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 27, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 5.98%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Rosamond, CA in context
Rosamond sits just over the Kern County line, a 15-minute drive north of Lancaster. It’s the Antelope Valley’s value play — meaningfully lower entry prices than Lancaster or Palmdale, plus access to Willow Springs Raceway, Rosamond Skypark, and quick commutes into the AV. Inventory is a mix of older homes, newer production tracts, and large-lot rural acreage. Mike Watson is a local Rosamond and Antelope Valley Realtor who handles the Kern County recording and tax differences that out-of-area agents miss. If you are evaluating homes in Rosamond, Mike Watson lives and works the Rosamond market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Rosamond home with as little as 3.5% down using an FHA loan — roughly $18,270 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing+
ZIP code 93560 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Rosamond. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Rosamond, CA 93560 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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