3039 Joy Street
West Covina, CA, 91791
$1,399,000
MLS: OC26213347
Beds
5
Baths
3
Sq Ft
2,601
Lot
0.34 ac
Year Built
1979
MLS #
OC26213347
Days on Market
14
Listed
Sep 30, 2026
Description
A Rare West Covina Retreat with Resort-Style Living on a Massive Lot! COMPLETELY REMODELED and exceptionally spacious, this stunning 5-bedroom, 3-bathroom residence sits on an impressive 14,892 SF lot and offers a lifestyle that feels like your own PRIVATE RESORT. Inside, soaring cathedral ceilings, abundant natural light, and elegant modern finishes create a sophisticated yet welcoming atmosphere. The expansive living room features a cozy fireplace, while the thoughtfully redesigned open-concept kitchen showcases warm-tone cabinetry, luxurious quartz countertops, and brand-new stainless steel appliances with a sleek new range hood. The tranquil primary suite is a true retreat, featuring its own fireplace and a beautifully remodeled spa-inspired bathroom complete with a luxurious soaking tub and refined champagne finishes. Additional fireplaces in the bonus room and living areas add warmth and character throughout the home. Modern upgrades include new vinyl windows and slider, all-new recessed lighting and fixtures, and an attached 3-car direct-access garage. Outside, the extraordinary oversized lot takes center stage with a private TENNIS / PICKLE BALL COURT, creating the perfect setting for recreation, entertaining, and unforgettable gatherings. With generous outdoor space and an exceptional blend of luxury, comfort, and functionality, this home offers a truly special opportunity in West Covina. 3039 Joy St is more than a home—it’s a private lifestyle destination designed for elevated everyday living.
Location
West Covina, Los Angeles County, CA 91791
Open on Google Maps ↗Listed by: Brian Brooke · Mint Real Estate
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$11,000
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $139,900 · Loan: $1,259,100
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $8,718
- Property tax (1.25%)
- $1,457
- Homeowners insurance
- $300
- Mortgage insurance
- $525
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this West Covina home with as little as 3.5% down using an FHA loan — roughly $48,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See West Covina, CA 91791 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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