305 Jones Street
Bakersfield, CA, 93309
$289,000
MLS: SR26029948
Beds
3
Baths
1
Sq Ft
912
Lot
0.14 ac
Year Built
1950
MLS #
SR26029948
Days on Market
43
Listed
Feb 11, 2026
Description
Welcome to this 3-bedroom, 1-bathroom single-family residence offering approximately 912 square feet of living space on a generous lot in the heart of Bakersfield. This well-maintained home features a functional floor plan with comfortable interior living areas and a spacious outdoor setting. The property includes a detached garage and an additional detached structure that offers extra usable space, providing flexibility beyond the main residence. Square footage beyond the main home is not included in the living area. Inside, the home features wood-style flooring, natural light, and an open living and dining layout suitable for everyday living. The kitchen offers ample cabinetry, stone countertops, tile backsplash, and stainless steel appliances, providing both functionality and storage. All three bedrooms offer comfortable space with ceiling fans, closet storage, and natural light. The bathroom includes a shower and tub combination with updated vanity and fixtures. Exterior highlights include a large backyard with open space suitable for outdoor use or gatherings, along with an extended driveway, detached garage, and additional parking capacity. Conveniently located near shopping, dining, schools, and commuter routes, this Bakersfield home offers a great combination of interior comfort and outdoor space.
Location
Bakersfield, Kern County, CA 93309
Open on Google Maps ↗Listed by: Raul Sotelo Vasquez · JohnHart Real Estate
Payment estimate
$2,308
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $28,900 · Loan: $260,100
- Principal & Interest
- $1,598
- Property tax (1.25%)
- $301
- Homeowners insurance
- $300
- Mortgage insurance
- $108
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $10,115 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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