4007 Phaffle Drive
Bakersfield, CA, 93309
$280,000
MLS: 26001866
Beds
2
Baths
1
Sq Ft
996
Lot
0.26 ac
Year Built
1949
MLS #
26001866
Days on Market
7
Listed
Mar 4, 2026
Description
Great Location in Bakersfield! This Unique Corner Property Sits on a Spacious 1/4-acre Lot and Offers Endless Possibilities. Featuring Two Separate Entrances, This Home Provides Flexibility and Potential for Multi-Generational Living or Rental Opportunities. The Detached Garage Adds Convenience and Additional Storage Space. The Fully Fenced Lot Offers Privacy and Security, with Easy RV Access and plenty of room for vehicles, toys, or Future Projects. With Ample Space to Expand, There is Potential to Add an Additional Bedroom or Even Build an ADU (buyer to verify with city). A Rare Opportunity With Room to Grow. Don't Miss Out on this Versatile Property!
Location
Bakersfield, Kern County, CA 93309
Open on Google Maps ↗Listed by: Guillermina Janov · Kasa Homes Realty
Payment estimate
$2,245
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $28,000 · Loan: $252,000
- Principal & Interest
- $1,548
- Property tax (1.25%)
- $292
- Homeowners insurance
- $300
- Mortgage insurance
- $105
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $9,800 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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