325 Oak Fair Way
Bakersfield, CA, 93309
$280,000
MLS: 26002367
Beds
2
Baths
2
Sq Ft
1,048
Lot
0.15 ac
Year Built
1962
MLS #
26002367
Days on Market
37
Listed
Mar 21, 2026
Description
Charming 2-bedroom, 2-bath single-family home located in a desirable 55+ HOA community near Cherry Hills Dr. This well-maintained property offers a great opportunity for first-time buyers, downsizers, or buyers looking for low-maintenance living. Featuring a functional layout and comfortable living spaces, this home is conveniently located near shopping, dining, and everyday amenities. With an affordable HOA and a welcoming community, this property is a fantastic opportunity to build equity and make it your own.
Location
Bakersfield, Kern County, CA 93309
Open on Google Maps ↗Listed by: Arcelia Torres · Coldwell Banker-A Hartwig Co.
Payment estimate
$2,245
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $28,000 · Loan: $252,000
- Principal & Interest
- $1,548
- Property tax (1.25%)
- $292
- Homeowners insurance
- $300
- Mortgage insurance
- $105
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $9,800 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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