30645 Ganado Drive
Rancho Palos Verdes, CA, 90275
$2,695,000
MLS: SR26204865
Beds
5
Baths
4
Sq Ft
3,087
Lot
0.45 ac
Year Built
1967
MLS #
SR26204865
Days on Market
31
Listed
Sep 18, 2026
Description
Bring your family home to this unique property, nestled on nearly a half-acre of natural beauty in the Mira Catalina neighborhood of Rancho Palos Verdes. The backyard has the feel of a mountain retreat, but with a stunning view of Catalina Island. A five-hole putting course surrounds the swimming pool and spa. Relax under the gazebo with the outdoor television, while the children slide into the pool. Venture up the hillside, beneath the Aleppo pines, to explore several play areas, including a permitted treehouse. In the evening, enjoy watching the sunset over the ocean, as you sip a beverage under the shade of your own private forest. Upon stepping through the front door, you will be greeted by a comfortable living room and formal dining area with a wood burning fireplace and a sliding glass door that opens onto a stone patio perfect for roasting marshmallows over a cozy firepit. The updated kitchen features ample storage, quartzite counters, a custom quartzite dining table with seating for eight, and a beverage bar with a small sink. The kitchen appliances include a SubZero refrigerator, Bosch dishwasher, Wolf cooktop, Proline hood, KitchenAid double ovens, Frigidaire microwave, Thermador warming drawer, and a wine fridge. A sliding glass door seamlessly connects the kitchen to the backyard and grilling area. Also on the lower level, you will enjoy a family room, two 3/4 bathrooms, a traditional dry sauna and a Roma steam bath. After a beautiful day, retire upstairs to the primary suite featuring a gas fireplace. The room is currently arranged with a sitting area and a quiet workspace with an ocean view from the desk. The ensuite bathroom includes dual vanities, custom closets, heated marble floors, Toto washlet, soaking tub, six shower heads, and private exterior access to the pool and saunas. Down the hall are an additional four bedrooms, a full bathroom with dual sinks, and a convenient laundry closet. One bedroom has been converted into a media room with surround sound. The smallest bedroom is the most charming with a large window looking out into the trees and a secret playroom built into the eaves. The three-car garage includes custom storage, utility sink, and an EV charging outlet. The side entrance is perfect for returning home from the beach with a storage shed and propane heated outdoor shower. Sellers are offering an assumable VA loan of approximately $1,000,000 at 2.875% and 24 years remaining.
Location
Rancho Palos Verdes, Los Angeles County, CA 90275
Open on Google Maps ↗Listed by: Simon Mills · Mills Realty of California
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$20,912
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $269,500 · Loan: $2,425,500
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $16,794
- Property tax (1.25%)
- $2,807
- Homeowners insurance
- $300
- Mortgage insurance
- $1,011
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Palos Verdes home with as little as 3.5% down using an FHA loan — roughly $94,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This Rancho Palos Verdes property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See Rancho Palos Verdes, CA 90275 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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