3098 Espana Lane
Thousand Oaks, CA, 91362
$1,299,000
MLS: 226002570
Beds
4
Baths
3
Sq Ft
2,299
Lot
0.05 ac
Year Built
1996
MLS #
226002570
Days on Market
13
Listed
Jun 3, 2026
Description
Welcome to 3098 Espana Lane in the gated community of Verdigris and nestled in the highly desirable Lang Ranch area of Thousand Oaks. This move-in ready home offers stunning canyon views from a private backyard framed by beautiful drought resistant, low maintenance landscaping, creating a serene outdoor retreat immersed in nature. Inside, the open floor plan is light, bright and inviting, with with soaring high ceilings, fresh paint, new carpet, and tasteful modern finishes throughout. The updated kitchen flows seamlessly into the living area, perfect for everyday living and entertaining. A loft upstairs is a versatile space with endless possibilities and functional purpose. The primary bedroom with vaulted ceilings and natural light provide plenty of room to rest, relax and take in peaceful window views and the organic backdrop of hills, trees, and more. The 3-car garage plus driveway space allow for ample parking or storage for recreational fun. Residents enjoy resort-style HOA amenities including a pool and spa, tennis courts, playground, and scenic paths, all with low dues. Top-rated Lang Ranch schools, hiking trails, shopping, and dining are just moments away. Don't miss this opportunity to own in one of the most sought-after communities in Thousand Oaks. Welcome Home.
Location
Thousand Oaks, Ventura County, CA 91362
Open on Google Maps ↗Listed by: Mistie Larson · Compass
Payment estimate
$9,742
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $129,900 · Loan: $1,169,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $7,405
- Property tax (1.25%)
- $1,353
- Homeowners insurance
- $300
- Mortgage insurance
- $487
- HOA dues
- $197
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Thousand Oaks home with as little as 3.5% down using an FHA loan — roughly $45,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Thousand Oaks, CA 91362 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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