3618 Raincloud Court
Thousand Oaks, CA, 91362
$1,225,000
MLS: 226001277
Beds
4
Baths
3
Sq Ft
2,603
Lot
0.18 ac
Year Built
1985
MLS #
226001277
Days on Market
28
Listed
Mar 19, 2026
Description
Welcome to this great home in Fountainwood East, a lovely community in Thousand Oaks. This spacious four-bedroom, three-bath residence offers approximately 2,600 sq. ft. of thoughtfully designed living space, perfectly situated on a desirable cul-de-sac. The heart of the home is the gourmet kitchen, featuring an oversized island, granite countertops, travertine backsplash, soft-close KraftMaid Cherry cabinets, stainless steel refrigerator, double oven, and gas cooktop. The adjoining family room boasts a cozy fireplace and views of the backyard. A desirable bedroom is conveniently located downstairs with a full bath showcasing granite countertops, a KraftMaid Cherry wood vanity, and travertine and porcelain tile finishes. Upstairs, the spacious primary suite features a large walk-in closet, a private balcony, and an adjoining bath. Two additional bedrooms complete the upper level. Step outside to the backyard, complete with an inviting pool, spa, and outdoor entertaining spaces--perfect for gatherings or relaxing in privacy. Located in the award-winning Conejo Valley School District, this home offers easy freeway access and is close to all that the Conejo Valley has to offer. A lovely home in a truly desirable neighborhood! Very Low HOA!
Location
Thousand Oaks, Ventura County, CA 91362
Open on Google Maps ↗Listed by: Pam Moran · Equity Union Real Estate
Payment estimate
$8,809
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $122,500 · Loan: $1,102,500
- Principal & Interest
- $6,774
- Property tax (1.25%)
- $1,276
- Homeowners insurance
- $300
- Mortgage insurance
- $459
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Thousand Oaks home with as little as 3.5% down using an FHA loan — roughly $42,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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