ActiveCondominium

3101 Peninsula Road 121

Oxnard, CA, 93035

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$749,000

MLS: V1-36021

Beds

2

Baths

2

Sq Ft

1,054

Lot

Year Built

1974

MLS #

V1-36021

Days on Market

3

Listed

Apr 26, 2026

Description

WATERFRONT VIEWS/PRIME LOCATION!!! Welcome home to this wonderful, rarely available, coastal retreat in the gorgeous Channel Islands harbor area. This, large, corner, 2 bedroom 2 bath unit, boasts one of the largest floor plans along with an extended balcony/deck off both the living area and bedrooms. You can relax and unwind or enjoy entertaining taking in the magnificent views, ocean breezes and stunning sunsets. Neutral colors, floor to ceiling mirrors, and dual pane windows add to the brightness and expand the views of this turnkey home. Kitchen and bathrooms have been tastefully updated. The kitchen boasts newer stainless appliances including a Bosch dishwasher, microwave, double oven with convection and refrigerator. Enjoy meals at the convenient breakfast bar, dining area or outside al fresco. White cabinetry & crown molding throughout. Updates include luxury vinyl flooring, ceiling fans, newer lighting and bathroom tub/shower enclosures. The primary suite is it's own oasis with sliders leading to a private balcony and water views. The primary bathroom has a large tub for relaxing, separate vanity area and a large walk-in closet with built-in shelving. A large guest bedroom includes desk area and a walk in closet. This complex provides a secure lobby, indoor corridors & has an elevator for your convenience as well as laundry facilities on each level. Assigned, enclosed parking for your unit includes 2 spaces & some garage storage. There is ample outdoor parking for your guests. Impressive amenities include, several heated pools, spa, gym, sauna, tennis courts, club house, bbq area, tennis courts and more. This is not just a home but a lifestyle and retreat! You will love being minutes away from beaches, boating, water sports, dining, shopping, outdoor concerts, farmer's market, beach festivals and the many amenities this coastal location offers. Come be a part of the Channel Islands premier lifestyle along the coast.... You'll be glad you did!

Location

Oxnard, Ventura County, CA 93035

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Listed by: Maggie McKinney · Century 21 Masters

Payment estimate

$5,560

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $74,900 · Loan: $674,100

%
Principal & Interest
$4,199
Property tax (1.25%)
$780
Homeowners insurance
$300
Mortgage insurance
$281
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Today's Rates

As of May 14, 2026

30-year fixed
6.36%
15-year fixed
5.71%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $26,215 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.