3101 Peninsula Road 121
Oxnard, CA, 93035
$699,000
Original list price: $749,000
MLS: V1-36021
Beds
2
Baths
2
Sq Ft
1,054
Lot
—
Year Built
1974
MLS #
V1-36021
Days on Market
126
Listed
Apr 26, 2026
Description
WATERFRONT VIEWS/PRIME LOCATION!!! Welcome home to this wonderful, rarely available, coastal retreat in the gorgeous Channel Islands harbor area. This, large, corner, 2 bedroom 2 bath unit, boasts one of the largest floor plans along with an extended balcony/deck off both the living area and bedrooms. You can relax and unwind or enjoy entertaining taking in the magnificent views, ocean breezes and stunning sunsets. Neutral colors, floor to ceiling mirrors, and dual pane windows add to the brightness and expand the views of this turnkey home. Kitchen and bathrooms have been tastefully updated. The kitchen boasts newer stainless appliances including a Bosch dishwasher, microwave, double oven with convection and refrigerator. Enjoy meals at the convenient breakfast bar, dining area or outside al fresco. White cabinetry & crown molding throughout. Updates include luxury vinyl flooring, ceiling fans, newer lighting and bathroom tub/shower enclosures. The primary suite is it's own oasis with sliders leading to a private balcony and water views. The primary bathroom has a large tub for relaxing, separate vanity area and a large walk-in closet with built-in shelving. A large guest bedroom includes desk area and a walk in closet. This complex provides a secure lobby, indoor corridors & has an elevator for your convenience as well as laundry facilities on each level. Assigned, enclosed parking for your unit includes 2 spaces & some garage storage. There is ample outdoor parking for your guests. Impressive amenities include, several heated pools, spa, gym, sauna, tennis courts, club house, bbq area, tennis courts and more. This is not just a home but a lifestyle and retreat! You will love being minutes away from beaches, boating, water sports, dining, shopping, outdoor concerts, farmer's market, beach festivals and the many amenities this coastal location offers. Come be a part of the Channel Islands premier lifestyle along the coast.... You'll be glad you did!
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Maggie McKinney · Century 21 Masters
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,108
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $69,900 · Loan: $629,100
Average 30-yr fixed rate 6.66% as of Aug 27, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,043
- Property tax (1.25%)
- $728
- Homeowners insurance
- $300
- Mortgage insurance
- $262
- HOA dues
- $775
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 27, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 5.98%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $24,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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