3101 Virginia Avenue
Santa Monica, CA, 90404
$1,788,000
MLS: 26866011
Beds
4
Baths
5
Sq Ft
1,646
Lot
0.15 ac
Year Built
1955
MLS #
26866011
Days on Market
6
Listed
Jul 30, 2026
Description
Rare opportunity in one of Santa Monica's most desirable neighborhoods. Situated on an approximately 6,500 SF lot, this fixer offers 1,646 SF of permitted living space with strong potential for renovation, expansion, or redevelopment (buyer to verify). Property is vacant. Current layout features 4 bedrooms and 5.5 bathrooms, including 3 en suite, a configuration resulting from a prior short term rental conversion. Two detached garages offer additional flexibility for future use (subject to buyer investigation and approval), and the private backyard provides further room for outdoor living or expansion. Located near the Saturday Pico Farmers Market, Clover Park, and excellent Westside dining and shopping, with easy access to Downtown Santa Monica. Within the Santa Monica Malibu Unified School District, served by Edison Language Academy and Santa Monica High. An exceptional opportunity for an investor, developer, or end user seeking to create a custom residence.
Location
Santa Monica, Los Angeles County, CA 90404
Open on Google Maps ↗Listed by: Alysson Vallini · Sotheby's International Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$13,174
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $178,800 · Loan: $1,609,200
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $10,341
- Property tax (1.25%)
- $1,863
- Homeowners insurance
- $300
- Mortgage insurance
- $671
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $62,580 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90404 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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