3354 Virginia Avenue
Santa Monica, CA, 90404
$1,800,000
MLS: AR26162363
Beds
7
Baths
6
Sq Ft
1,695
Lot
0.15 ac
Year Built
1951
MLS #
AR26162363
Days on Market
12
Listed
Jul 24, 2026
Description
Location location location! Opportunity awaits with this spacious Santa Monica property situated on a generous 50' x 130' lot in a convenient location. Offering exceptional flexibility and plenty of potential, this home is ideal for buyers looking to customize, update, or create additional value. The main residence features four bedrooms, five bathrooms, and an enclosed rear patio currently configured as an additional sleeping area (without a closet). Laminate wood flooring extends throughout the living spaces, while the kitchen and bathrooms are finished with durable tile flooring. A cozy fireplace anchors the living room, creating a warm and inviting gathering space. The attached garage has been converted into an ADU-style living space with two bedrooms and one bathroom, providing excellent flexibility for extended family, guests, a home office, or other uses. Buyers are encouraged to verify all permits and uses with the appropriate authorities. The front yard has been enhanced with brand-new artificial turf, offering attractive curb appeal with low-maintenance landscaping. Whether you're looking for a primary residence with flexible living space, a multigenerational home, or an investment opportunity, this property offers endless possibilities. Live in one living area while generating rental income from the other, or reimagine the property to suit your vision. With its desirable Santa Monica location, spacious lot, and versatile layout, this is a property you won't want to miss.
Location
Santa Monica, Los Angeles County, CA 90404
Open on Google Maps ↗Listed by: Samuel Chao · LPT Realty, Inc.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$13,261
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $180,000 · Loan: $1,620,000
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $10,411
- Property tax (1.25%)
- $1,875
- Homeowners insurance
- $300
- Mortgage insurance
- $675
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $63,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90404 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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