3104 Saffron Circle
Thousand Oaks, CA, 91360
$798,900
MLS: 226004285
Beds
2
Baths
2
Sq Ft
1,661
Lot
0.11 ac
Year Built
1979
MLS #
226004285
Days on Market
38
Listed
Sep 8, 2026
Description
A fantastic opportunity for this single-story TO home under $800K! Rarely does a home offer this combination of privacy, updates, single-story living, and indoor-outdoor space. This beautifully updated 2-bedroom plus den, 2-bath home in the heart of Thousand Oaks in over 1,660 sq. ft. With only two attached walls, it lives like a single-fam. home and features multiple enclosed patios, rolling hill views, mature trees, and low-irrigation landscaping. Tasteful entry opens to real bamboo wood flooring throughout with abundant natural light creating a warm and inviting atmosphere. The remodeled kitchen features gorgeous marble countertops, newer cabinetry with glass accents, stainless appliances, two sinks, a built-in wine fridge, seating area. Soaring ceilings and elegant fireplace in the inviting living room and dining area are accented by two newer sliders bringing in abundant natural light and opening to the spacious outdoor patio, totally enclosed and private with block walls and wrought iron gate entrance. The primary bedroom opens with double-door entry, high ceilings, multiple closets, dressing area and updated en-suite bath with dual vanities and private shower area. A versatile den/office/bedroom is centrally located while another bedroom and full bath open from their own hallway and to a private interior patio area. Two-car garage is finished, insulated and has an extra storage room with direct-access to the indoor laundry room for added convenience and livability. Northwood HOA maintains the exterior of the properties and offers a pool, 2 spas, tennis, parks and play areas. Ideally located near shopping, freeways, hiking, and parks. Updated, private, and move-in ready--this is Thousand Oaks living at its best!
Location
Thousand Oaks, Ventura County, CA 91360
Open on Google Maps ↗Listed by: Lisa Loprieno · Keller Williams Westlake Village
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$7,009
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $79,890 · Loan: $719,010
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,978
- Property tax (1.25%)
- $832
- Homeowners insurance
- $300
- Mortgage insurance
- $300
- HOA dues
- $599
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Thousand Oaks home with as little as 3.5% down using an FHA loan — roughly $27,962 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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