$349,500
MLS: 26004013
Beds
2
Baths
2
Sq Ft
906
Lot
0.16 ac
Year Built
1989
MLS #
26004013
Days on Market
0
Listed
May 20, 2026
Description
Charming 2-bedroom, 2-full bath starter home located in a quiet Rosamond neighborhood, conveniently located near all major retail shopping, schools, and the 14 freeway. Built in 1989, the 906 sq. ft. floor plan features a functional living space, including a kitchen with ample cabinetry and a dining area that opens to the family room. There is beautiful laminate wood flooring throughout the family room and hallway and newer carpeting in the bedrooms. Additional highlights include a wood-burning fireplace, a 2-car garage with laundry hook-ups, a private backyard, and solar panels to help reduce energy costs. Schedule your tour today!
Location
Rosamond, Kern County, CA 93560
Open on Google Maps ↗Listed by: Jennifer Cordtz · Keller Williams Realty A.V.
Payment estimate
$2,682
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $34,950 · Loan: $314,550
- Principal & Interest
- $1,959
- Property tax (1%)
- $291
- Homeowners insurance
- $300
- Mortgage insurance
- $131
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 14, 2026
- 30-year fixed
- 6.36%
- 15-year fixed
- 5.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Rosamond, CA in context
Rosamond sits just over the Kern County line, a 15-minute drive north of Lancaster. It’s the Antelope Valley’s value play — meaningfully lower entry prices than Lancaster or Palmdale, plus access to Willow Springs Raceway, Rosamond Skypark, and quick commutes into the AV. Inventory is a mix of older homes, newer production tracts, and large-lot rural acreage. If you are evaluating homes in Rosamond, Mike Watson lives and works the Rosamond market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Rosamond home with as little as 3.5% down using an FHA loan — roughly $12,233 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing+
ZIP code 93560 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Rosamond. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Rosamond, CA 93560 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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