(No pictures available yet)
$425,000
Original list price: $398,000
MLS: WS26094052
Beds
2
Baths
2
Sq Ft
1,148
Lot
0.11 ac
Year Built
1995
MLS #
WS26094052
Days on Market
7
Listed
May 4, 2026
Description
THIS IS A MUST-SEE! Charming house located in the peaceful community of Big Bear City, with an easy access to the main highway. This well-proportioned petite home offers an excellent opportunity for those seeking a full-time residence in the mountains. Built in 1995, this residence with a street-to-street lot, has the distinctive feature of incorporating new codes plus thoughtful upgrades already completed—including newer roofing, updated flooring, and a brand-new smart heating system—you can move in with confidence and comfort. The layout provides a practical and inviting living space, ideal for everyday living, remote work, or simply enjoying a quieter pace surrounded by nature. Whether you are looking to escape the city or establish a more balanced lifestyle, this home delivers functionality and long-term value. Set in a well-established neighborhood, you'll enjoy easy access to local amenities, schools, and outdoor recreation. Beyond its appeal as a primary home, this property also holds strong potential as a strategic investment. With increasing demand for long-term rentals and housing in mountain communities, buyers can benefit from both lifestyle and future income opportunities. This versatile property combines comfort, stability, and forward-thinking value in the desirable Big Bear Mountains, making it a smart choice for your next purchase.
Location
Big Bear City, San Bernardino County, CA 92314
Open on Google Maps ↗Listed by: Nadia Olivia Ibarra-Rodriguez · Coldwell Banker New Century
Payment estimate
$3,322
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $42,500 · Loan: $382,500
- Principal & Interest
- $2,420
- Property tax (1.25%)
- $443
- Homeowners insurance
- $300
- Mortgage insurance
- $159
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Big Bear City home with as little as 3.5% down using an FHA loan — roughly $14,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Big Bear, CA 92314 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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