249 Cedar Lane
Sugarloaf, CA, 92314
$365,000
MLS: HD26118382
Beds
3
Baths
2
Sq Ft
1,320
Lot
0.11 ac
Year Built
1961
MLS #
HD26118382
Days on Market
1
Listed
Jun 11, 2026
Description
Remodeled kitchen, Mountain Charm, and Great Location. This well-maintained 3-bedroom plus loft home sits on a sunny, level lot in a quiet Sugarloaf neighborhood. The open floor plan features a beautifully updated kitchen with breakfast bar, spacious dining area, and cozy living room with wood-burning stove. One bedroom and full bath are conveniently located downstairs, while upstairs offers two oversized bedrooms with private balconies, a versatile loft, and an updated full bath. The fully fenced and gated yard includes three storage sheds and plenty of outdoor space to enjoy. Whether you're looking for a full-time residence, vacation home, or investment property, this move-in-ready mountain retreat.
Location
Sugarloaf, San Bernardino County, CA 92314
Open on Google Maps ↗Listed by: Andrea Bergin · Realty ONE Group Empire
Payment estimate
$2,898
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $36,500 · Loan: $328,500
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,081
- Property tax (1.25%)
- $380
- Homeowners insurance
- $300
- Mortgage insurance
- $137
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Sugarloaf home with as little as 3.5% down using an FHA loan — roughly $12,775 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Big Bear, CA 92314 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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