3123 Buffalo
Ontario, CA, 91761
$675,000
MLS: IV26189571
Beds
3
Baths
3
Sq Ft
1,698
Lot
0.10 ac
Year Built
1989
MLS #
IV26189571
Days on Market
47
Listed
Aug 29, 2026
Description
BUYER INCENTIVE 5.25% !! Seller willing to consider 2-1 rate buydown and additional seller concessions. Subject to seller offer approval. This beautiful two story home in the desirable Creekside Village HOA, conveniently located near the 60 and 15 freeways. This spacious open floor plan features three bedrooms, two and a half bathrooms, an office or bonus room, and an upstairs loft with vaulted ceilings. The modern kitchen offers granite countertops, white cabinetry, stainless steel appliances, and soft lighting. The dining area features a stone accent wall with a mounted electric fireplace, while the family room offers an additional cozy fireplace. Solar lease and modern finishes throughout. Enjoy resort style community amenities including pool and spa, clubhouse, fitness center, tennis and basketball courts, playgrounds and walking paths. A great opportunity to enjoy comfort, convenience and an active community lifestyle!
Location
Ontario, San Bernardino County, CA 91761
Open on Google Maps ↗Listed by: BRENDA KEKULA · NEST REAL ESTATE
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,570
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $67,500 · Loan: $607,500
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,206
- Property tax (1.25%)
- $703
- Homeowners insurance
- $300
- Mortgage insurance
- $253
- HOA dues
- $108
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $23,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ontario, CA 91761 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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