3127 W Penny Lane
Rialto, CA, 92376
$649,000
MLS: SB26226016
Beds
4
Baths
3
Sq Ft
1,967
Lot
0.17 ac
Year Built
2014
MLS #
SB26226016
Days on Market
11
Listed
Oct 20, 2026
Description
Your Dream Home Awaits: Turnkey, Modern, and Single-Story Perfection! Welcome to 3127 W Penny Ln, a gorgeous single-story haven built in 2014 that perfectly balances modern luxury with everyday comfort. Offering 1,967 square feet of pristine, open-concept living space on an expansive, flat 7,399-square-foot lot, this home makes an unforgettable first impression. From the striking stone veneer accents and manicured landscaping to the charming covered front porch, you will love coming home to this beautiful 4-bedroom, 3-bathroom property located in a quiet cul-de-sac street. Why You’ll Fall in Love With This Home • Designed for Entertaining: Step through the elegant tiled entryway into a bright, sun-drenched interior. The expansive living room features cozy plush carpeting, recessed lighting, and seamless indoor-outdoor flow through sliding glass doors to your private rear patio. • A Chef’s Kitchen: The heart of the home features rich granite countertops, breakfast bar seating perfect for casual mornings, premium stainless steel gas appliances, and beautiful light oak cabinetry with storage to spare. • The Ultimate Primary Retreat: Unwind in your peaceful main suite, boasting large windows, plush carpet, and a spa-like ensuite bathroom. Enjoy dual vanity sinks, a deep soaking tub, a separate glass-enclosed shower, and a spacious walk-in closet. • Modern Comforts & Convenience: Enjoy practical luxury with a dedicated indoor laundry room with built-in upper storage, central heating, refrigerated air conditioning, and a 2-car garage with direct interior access. Nestled in the Rialto Unified School District with the massive benefit of NO HOA fees, this immaculate property is completely turnkey and ready for you to move right in. Don't miss your chance to own this Penny Lane gem—schedule your private tour today!
Location
Rialto, San Bernardino County, CA 92376
Open on Google Maps ↗Listed by: Aylwin Agena · Keller Williams Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,200
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $64,900 · Loan: $584,100
Average 30-yr fixed rate 7.24% as of Oct 29, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,981
- Property tax (1.25%)
- $676
- Homeowners insurance
- $300
- Mortgage insurance
- $243
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 29, 2026
- 30-year fixed
- 7.24%
- 15-year fixed
- 6.60%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rialto home with as little as 3.5% down using an FHA loan — roughly $22,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rialto, CA 92376 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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