3129 N California Street
San Bernardino, CA, 92407
$399,000
MLS: IV25167472
Beds
2
Baths
1
Sq Ft
675
Lot
0.18 ac
Year Built
1952
MLS #
IV25167472
Days on Market
1
Listed
Aug 15, 2025
Description
You've just found it, your new home! Beautiful home located in a serene neighborhood in the city of San Bernardino. Property has a good sized lot. This charming one story home boast 2 bedrooms 1 baths. Great home for entertaining. The home is not far from shopping and freeways. Absolute Bargain! Unbelievable Price! Priced low & firm for your pre-approved buyer who wants a great value in San Bernardino!
Location
San Bernardino, San Bernardino County, CA 92407
Open on Google Maps ↗Listed by: OMAR ANSARI · eXp Realty of Greater Los Angeles
Payment estimate
$3,072
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,900 · Loan: $359,100
- Principal & Interest
- $2,206
- Property tax (1.25%)
- $416
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $13,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See San Bernardino, CA 92407 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.