313 Hilltop Lane
Big Bear City, CA, 92314
$824,000
MLS: OC26206593
Beds
3
Baths
3
Sq Ft
2,138
Lot
0.13 ac
Year Built
2024
MLS #
OC26206593
Days on Market
20
Listed
Oct 3, 2026
Description
Relax and enjoy nature among the treetops! Must see to appreciate the open floor plan on this spacious home built only 2 years ago in a desirable corner of Big Bear City. Just steps from miles of forest hiking trails. Home features 3 bedrooms and 3 full bathrooms. Large living room / kitchen / dining area with wood-burning fireplace, Pine T&G ceiling, and abundant natural light. Enjoy spectacular sunsets from the large elevated west-facing deck with bbq gas connection. All decking is durable low-maintenance Trex material. Game room and extra sleeping area upstairs overlooks living room and has a small deck. All 3 bedrooms downstairs. Primary bedroom features private deck, walk-in closet, and large bathroom with jetted tub & double vanity. Additional features include waterproof laminate flooring, tiled showers, Nest smart thermostat, tankless water heater, laundry room, epoxy garage floor, 220 volt in garage for car charger, custom blinds, keypad entry, and knotty Alder doors, trim, and bath cabinets. Fully paid-off solar panels significantly reduce electricity bills. Fantastic family home or high revenue potential rental! Furnishings negotiable.
Location
Big Bear City, San Bernardino County, CA 92314
Open on Google Maps ↗Listed by: Sally Guo · Loyal Property
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,562
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $82,400 · Loan: $741,600
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,094
- Property tax (1.25%)
- $858
- Homeowners insurance
- $300
- Mortgage insurance
- $309
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear City home with as little as 3.5% down using an FHA loan — roughly $28,840 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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