3138 S M Street
Oxnard, CA, 93033
$749,000
MLS: BB26160981
Beds
3
Baths
2
Sq Ft
1,252
Lot
0.14 ac
Year Built
1959
MLS #
BB26160981
Days on Market
14
Listed
Jul 31, 2026
Description
Fantastic single-story home featuring 3 bedrooms, 2 bathrooms, a living room, family room, dining area, and a stoage room off the kitchen. The standout feature is the 500-square-foot detached garage with alley access, a 15-foot roll-up door, and 10- to 15-foot ceilings—ideal for a workshop, home business, hobby space, or potential ADU conversion (buyer to verify). Replacing a garage of this size today could cost approximately $225,000, and comparable area leases range from $1,500 to $2,000 per month(buyer to verify). The home and garage(s) offer exceptional value and a rare opportunity for a buyer who recognizes the long-term potential.
Location
Oxnard, Ventura County, CA 93033
Open on Google Maps ↗Listed by: Blaine Ostrander · Redfin Corporation
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,697
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $74,900 · Loan: $674,100
Average 30-yr fixed rate 6.67% as of Aug 13, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,336
- Property tax (1.25%)
- $780
- Homeowners insurance
- $300
- Mortgage insurance
- $281
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 13, 2026
- 30-year fixed
- 6.67%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $26,215 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Oxnard, CA 93033 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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