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ActiveTownhouse

314 Penn Street 2

El Segundo, CA, 90245

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$1,195,000

Original list price: $1,289,000

MLS: SB26194459

Beds

2

Baths

3

Sq Ft

1,483

Lot

0.13 ac

Year Built

1992

MLS #

SB26194459

Days on Market

39

Listed

Sep 4, 2026

Description

Tucked within one of El Segundo’s desirable neighborhoods, this stylish multi-level residence blends sophisticated updates, abundant natural light and inviting indoor-outdoor living. Soaring ceilings, skylights and recessed lighting enhance the open main living level, complemented by newly installed flooring that creates a fresh, cohesive feel. At the heart of the home, the beautifully remodeled kitchen features sleek cabinetry, elegant porcelain countertops, a marble hex-tile backsplash, stainless steel appliances and a five-burner range. A breakfast bar offers casual seating, while the adjacent dining area provides an ideal setting for everyday meals and entertaining. The light-filled living room centers around a welcoming fireplace (wood burning or gas) and opens through sliding glass doors to a private balcony finished with striking designer tile. Take in city and mountain views while dining al fresco, grilling or gathering around the fire feature. A newly installed gas line provides a convenient connection for a barbecue, patio heater or outdoor fire feature, making this space ideal for relaxed evenings and entertaining. The lower level offers two comfortable bedroom suites. The spacious primary suite features an oversized window, plush carpeting and a generous walk-in closet. Its remodeled bathroom is appointed with dual sinks, a marble-topped vanity, rich wood cabinetry, oversized tile flooring and a tub-and-shower combination enclosed in frameless glass. The second bedroom has been freshly painted and includes its own private bathroom. A dedicated laundry room with utility sink is located on the level below, adding convenience to the thoughtfully designed floor plan. Extensive system and lifestyle upgrades include a completely modernized HVAC system with a new American Standard furnace, three-ton Carrier condenser, Nest smart thermostat and full UV air purification system. Additional improvements include a Tesla EV charger, new electrical subpanel and an upgraded garage door system with an ultra-quiet opener and integrated camera. The private two-car garage offers direct access to the home. Ideally situated near the heart of El Segundo, this residence is just moments from Recreation Park and its extensive amenities. With its stylish interior, exceptional outdoor living and thoughtful modern upgrades, this home offers a comfortable and sophisticated El Segundo lifestyle.

Location

El Segundo, Los Angeles County, CA 90245

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Listed by: Bill Ruane · Estate Properties

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$9,764

/ month (est.)

Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $119,500 · Loan: $1,075,500

%

Average 30-yr fixed rate 7.40% as of Oct 8, 2026 (Freddie Mac PMMS). Adjust to your quote.

$/ mo
Principal & Interest
$7,447
Property tax (1.25%)
$1,245
Homeowners insurance
$300
Mortgage insurance
$448
HOA dues
$325
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Oct 8, 2026

30-year fixed
7.40%
15-year fixed
6.73%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down+

First-time and repeat buyers can purchase this El Segundo home with as little as 3.5% down using an FHA loan — roughly $41,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See El Segundo, CA 90245 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

★#1 Producing Individual Realtor, Antelope Valley

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.