3141 Harbor
Oxnard, CA, 93035
$850,000
MLS: V1-35858
Beds
3
Baths
3
Sq Ft
1,485
Lot
—
Year Built
1974
MLS #
V1-35858
Days on Market
1
Listed
Apr 17, 2026
Description
Hollywood Beach - PRICED TO SELL. Spacious 3 bedroom, 2.5 bath villa in the desirable Harborwalk community ready for your personal touch. This property offers great potential and needs some TLC making it the perfect opportunity to customize and add value. Just a short walk to the popular Sundays farmers' market and ideally located between the beach and marina, you will enjoy coastal living at its best.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Ken Lear · Rare Earth Real Estate
Payment estimate
$6,204
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $85,000 · Loan: $765,000
- Principal & Interest
- $4,700
- Property tax (1.25%)
- $885
- Homeowners insurance
- $300
- Mortgage insurance
- $319
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $29,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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