31427 Indian Oak Road
Acton, CA, 93510
$715,000
MLS: 25007084
Beds
4
Baths
3
Sq Ft
2,175
Lot
2.53 ac
Year Built
1979
MLS #
25007084
Days on Market
229
Listed
Sep 9, 2025
Description
Great opportunity to own an Acton home with stunning views! Situated on approximately 2.5 acres, this single-story ranch-style home, complete with a private gated entrance, features 4 bedrooms, 2.5 bathrooms, and an open-concept floor plan. The spacious living room includes a fireplace, and there is a dining area off the kitchen, along with a second living room. The kitchen offers ample counter space, perfect for preparing your favorite meals, along with a large laundry room and a 2-car attached garage. Enjoy breathtaking sunsets and mountain views right from your backyard. Don't miss out on this incredible property—schedule a visit today!
Location
Acton, Los Angeles County, CA 93510
Open on Google Maps ↗Listed by: Andrea Castaneda · RE/MAX All-Pro
Payment estimate
$5,267
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $71,500 · Loan: $643,500
- Principal & Interest
- $3,954
- Property tax (1.25%)
- $745
- Homeowners insurance
- $300
- Mortgage insurance
- $268
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Acton home with as little as 3.5% down using an FHA loan — roughly $25,025 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93510 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Acton. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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