31511 Indian Oak Road
Acton, CA, 93510
$700,000
MLS: DW26016845
Beds
4
Baths
3
Sq Ft
2,228
Lot
9.02 ac
Year Built
1986
MLS #
DW26016845
Days on Market
37
Listed
Jan 27, 2026
Description
Experience hilltop living in this 4-bedroom, 3-bath single-story home on over 9 private acres in Country Way Estates. The property features sweeping views from every angle, room for horses, RV parking, and an oversized attached garage. The kitchen has been updated with quartz counters, stainless appliances, and a beverage fridge, flowing seamlessly to the family room. The primary suite includes its own fireplace, spa tub, and direct patio access. A 600 sq ft patio addition provides extra living space with seating and an above-ground spa. Additional highlights include county water, natural gas, owner-owned solar, whole-house generator, water filtration, ceiling fans, new carpet, and spacious, versatile bedrooms. Enjoy sunsets, serene privacy, and endless possibilities—this Acton property is ready for your lifestyle.
Location
Acton, Los Angeles County, CA 93510
Open on Google Maps ↗Listed by: Sem Gulinyan · SEED Realties, Inc.
Payment estimate
$5,162
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $70,000 · Loan: $630,000
- Principal & Interest
- $3,871
- Property tax (1.25%)
- $729
- Homeowners insurance
- $300
- Mortgage insurance
- $263
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Acton home with as little as 3.5% down using an FHA loan — roughly $24,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93510 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Acton. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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