31511 Indian Oak Road
Acton, CA, 93510
$700,000
MLS: DW26016845
Beds
4
Baths
3
Sq Ft
2,228
Lot
9.02 ac
Year Built
1986
MLS #
DW26016845
Days on Market
37
Listed
Jan 27, 2026
Description
Experience hilltop living in this 4-bedroom, 3-bath single-story home on over 9 private acres in Country Way Estates. The property features sweeping views from every angle, room for horses, RV parking, and an oversized attached garage. The kitchen has been updated with quartz counters, stainless appliances, and a beverage fridge, flowing seamlessly to the family room. The primary suite includes its own fireplace, spa tub, and direct patio access. A 600 sq ft patio addition provides extra living space with seating and an above-ground spa. Additional highlights include county water, natural gas, owner-owned solar, whole-house generator, water filtration, ceiling fans, new carpet, and spacious, versatile bedrooms. Enjoy sunsets, serene privacy, and endless possibilities—this Acton property is ready for your lifestyle.
Location
Acton, Los Angeles County, CA 93510
Open on Google Maps ↗Listed by: Sem Gulinyan · SEED Realties, Inc.
Payment estimate
$5,282
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $70,000 · Loan: $630,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,990
- Property tax (1.25%)
- $729
- Homeowners insurance
- $300
- Mortgage insurance
- $263
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Acton, CA in context
Acton is a rural high-desert community in the foothills between Santa Clarita and the Antelope Valley, straddling the 14 freeway about 20 minutes south of Palmdale. It’s the AV area’s equestrian heart: most listings sit on a half-acre to several acres, zoned for horses, with the kind of dark-sky quiet you can’t find in town. Buyers come for the land, the privacy, and the easy commute toward both the Santa Clarita Valley and greater LA, with Vasquez Rocks and the Aliso Canyon trails right in the backyard. If you are evaluating homes in Acton, Mike Watson lives and works the Acton market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Acton home with as little as 3.5% down using an FHA loan — roughly $24,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93510 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Acton. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Acton, CA 93510 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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