31466 Onacrest Drive
Running Springs, CA, 92382
$430,000
Original list price: $469,000
MLS: IG25180063
Beds
3
Baths
2
Sq Ft
1,819
Lot
0.17 ac
Year Built
1963
MLS #
IG25180063
Days on Market
358
Listed
Aug 13, 2025
Description
Opportunity Awaits – Charming Well Maintained Home with Assumable Mortgage take over with LOW-RATE Save Thousands. No VA eligibility required Welcome to this beautifully maintained mountain retreat in the highly sought-after Upper Rowco neighborhood of Running Springs. Just minutes from Hwy 330 and downtown, close to Lake Arrowhead, Lake Gregory Crestline and Big Bear. This family-friendly community is known for festive holiday charm and kid-friendly trick-or-treating. This 3-bed, 2-bath home blends rustic mountain warmth with modern updates—and comes with a rare assumable VA loan with 2018 low rate for qualified buyers! This special property highlights: Level entry with RV & boat parking, freshly refinished driveway and new roof installed in 2020, new interior & exterior paint for a fresh, modern look, flat usable lot with multiple backyard storage sheds used for holiday and seasonal decor, renovated back deck—perfect for entertaining & soaking in nature, open concept, living, dining & updated kitchen, main floor: 1 bedroom & full bath, upstairs: 2 spacious bedrooms, fully renovated second bath, master suite with cozy fireplace, new carpet throughout for added comfort, New window and door blinds for style & privacy, new bathroom windows for natural light & efficiency, Kitchen & bathrooms recently updated, appliances only 5 years old, A/C Split wall unite in Master. Whether you’re searching for a full-time residence, vacation escape, or smart investment, this property delivers comfort, style, and unbeatable financing potential. Your dream home with a dream rate, make this mountain gem yours today—opportunities like this don’t last.
Location
Running Springs, San Bernardino County, CA 92382
Open on Google Maps ↗Listed by: ERIN LINDEN · COLDWELL BANKER SKY RIDGE REALTY
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,396
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $43,000 · Loan: $387,000
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,487
- Property tax (1.25%)
- $448
- Homeowners insurance
- $300
- Mortgage insurance
- $161
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Running Springs home with as little as 3.5% down using an FHA loan — roughly $15,050 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This Running Springs property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See Running Springs, CA 92382 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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