31466 Onacrest Drive
Running Springs, CA, 92382
$454,000
MLS: IG25180063
Beds
3
Baths
2
Sq Ft
1,542
Lot
0.17 ac
Year Built
1963
MLS #
IG25180063
Days on Market
249
Listed
Aug 13, 2025
Description
Opportunity Awaits – Charming Well Maintained Home with Assumable Mortgage take over with LOW-RATE Save Thousands. No VA eligibility required Welcome to this beautifully maintained mountain retreat in the highly sought-after Upper Rowco neighborhood of Running Springs. Just minutes from Hwy 330 and downtown, this family-friendly community is known for festive holiday charm and kid-friendly trick-or-treating. This 3-bed, 2-bath home blends rustic mountain warmth with modern updates—and comes with a rare assumable VA loan with 2018 low rate for qualified buyers! This special property highlights: Level entry with RV & boat parking, freshly refinished driveway and new roof installed in 2020, new interior & exterior paint for a fresh, modern look, flat usable lot with multiple backyard storage sheds used for holiday and seasonal decor, renovated back deck—perfect for entertaining & soaking in nature, open concept, living, dining & updated kitchen, main floor: 1 bedroom & full bath, upstairs: 2 spacious bedrooms, fully renovated second bath, master suite with cozy fireplace, new carpet throughout for added comfort, New window and door blinds for style & privacy, new bathroom windows for natural light & efficiency, Kitchen & bathrooms recently updated, appliances only 5 years old, A/C Split wall unite in Master. Whether you’re searching for a full-time residence, vacation escape, or smart investment, this property delivers comfort, style, and unbeatable financing potential. Your dream home with a dream rate, make this mountain gem yours today—opportunities like this don’t last.
Location
Running Springs, San Bernardino County, CA 92382
Open on Google Maps ↗Listed by: ERIN LINDEN · COLDWELL BANKER SKY RIDGE REALTY
Payment estimate
$3,454
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $45,400 · Loan: $408,600
- Principal & Interest
- $2,511
- Property tax (1.25%)
- $473
- Homeowners insurance
- $300
- Mortgage insurance
- $170
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Running Springs home with as little as 3.5% down using an FHA loan — roughly $15,890 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This Running Springs property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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