315 San Bernardino
Sugarloaf, CA, 92386
$275,000
MLS: IG26121810
Beds
2
Baths
1
Sq Ft
646
Lot
0.06 ac
Year Built
1971
MLS #
IG26121810
Days on Market
8
Listed
Jun 4, 2026
Description
Tucked away in Sugarloaf, this charming cabin offers the perfect mountain escape. Its vibrant exterior and abundance of natural light create a warm, welcoming feel from the moment you arrive. The sellers thoughtfully expanded the deck, providing additional space for outdoor entertaining while maintaining the cabin's original character. Inside, vaulted ceilings and a cozy wood-burning fireplace set the tone for classic mountain living. The efficient floor plan features a comfortable living area, functional kitchen, two bedrooms, and a full bathroom. A matching storage shed adds extra convenience for all your mountain gear. Best of all, nearly everything you see is included—just bring your overnight bag and start enjoying cabin life.
Location
Sugarloaf, San Bernardino County, CA 92386
Open on Google Maps ↗Listed by: RACHAEL SMITH · RE/MAX BIG BEAR
Payment estimate
$2,257
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $27,500 · Loan: $247,500
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,568
- Property tax (1.25%)
- $286
- Homeowners insurance
- $300
- Mortgage insurance
- $103
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Sugarloaf home with as little as 3.5% down using an FHA loan — roughly $9,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Sugarloaf, CA 92386 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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