3157 E Chip Smith Way
Ontario, CA, 91762
$698,000
MLS: WS26152189
Beds
3
Baths
3
Sq Ft
1,758
Lot
0.06 ac
Year Built
2017
MLS #
WS26152189
Days on Market
18
Listed
Jul 13, 2026
Description
Ontario Ranch detached single family 2 story home with 3 bedrooms, 2.5 baths, and 1758 square feet of comfortable living on a 2,430-square-foot lot lot. House with fully paid off Solar panels worth close to $30,000 so pretty much new homeowners don't have to pay any costly electricity bills. As you enter the house, there is a half bathroom and a good size living room and dining area with patio door to backyard. Also is good size grant countertops kitchen with stainless steal gas stove, range suction hood, dishwasher and a good size walk in closet and direct access to 2 car garage. Other upgrades include lamanite wood flooring for downstairs, upstairs with carpet and laundry room comes with washer and dryer. Upstairs have 2 good size bedrooms sharing a bathroom, and Master bedroom with walk in closets and good size master bathroom. Chip Smith HOA comes with amenities including a clubhouse with a movie theater, gym, banquet rooms, libraries, a game room, and office space, pool and park. Located in the heart of Ontario Ranch, CA, this home is close to big parks, schools, nearby shopping centers, dining, and entertainment, and close proximity to the 60, 71, 15, and 91 freeways. Backyard has flooring done with low maintenance and a patio with fan.
Location
Ontario, San Bernardino County, CA 91762
Open on Google Maps ↗Listed by: TIM HUI · GRAND CITY REALTY, INC.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,567
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $69,800 · Loan: $628,200
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,037
- Property tax (1.25%)
- $727
- Homeowners insurance
- $300
- Mortgage insurance
- $262
- HOA dues
- $241
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $24,430 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 91762 (Ontario)within ±10% of this home's price and size.
$634,800
2853 E Amberley Privado
Ontario, 91762
$634,800
2845 E Amberley Privado
Ontario, 91762
$638,800
2502 E Stanley Paseo
Ontario, 91762
$638,800
4436 S Forsyth Paseo
Ontario, 91762
$641,798
3273 S Cantona Paseo
Ontario, 91762
$644,432
2642 E Hyde Paseo
Ontario, 91762
Local Market Stats
See Ontario, CA 91762 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.