$747,888
Original list price: $892,999
MLS: 41119566
Beds
4
Baths
3
Sq Ft
2,374
Lot
4.59 ac
Year Built
1991
MLS #
41119566
Days on Market
64
Listed
Dec 23, 2025
Description
Private nearly 5-acre Acton retreat with usable land, multiple pads, and power plus septic already in place for future ADU or guest use. Priced under 900K. Key infrastructure that makes future plans realistic. A long private driveway leads to a comfortable home with updated kitchen and baths, surrounded by open views, mature trees, and fire-conscious grounds. What truly sets this property apart is the land and its readiness. Multiple usable pads and an upper pad with power and septic connection already in place create meaningful options for a future ADU, guest setup, tiny home, RV use, or dedicated hobby space. With no HOA and room for animals, gardens, storage, or recreational toys, this property delivers true rural flexibility while remaining close to town conveniences. If you have been waiting for an acreage property that feels private, functional, and realistically expandable without starting from scratch, this is a rare opportunity priced under $900,000.
Location
Acton, Los Angeles County, CA 93510
Open on Google Maps ↗Listed by: James Sun · White Stone Realty Inc
Payment estimate
$5,605
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $74,789 · Loan: $673,099
- Principal & Interest
- $4,246
- Property tax (1.25%)
- $779
- Homeowners insurance
- $300
- Mortgage insurance
- $280
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 4, 2026
- 30-year fixed
- 6.48%
- 15-year fixed
- 5.79%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Acton, CA in context
Acton is a rural high-desert community in the foothills between Santa Clarita and the Antelope Valley, straddling the 14 freeway about 20 minutes south of Palmdale. It’s the AV area’s equestrian heart: most listings sit on a half-acre to several acres, zoned for horses, with the kind of dark-sky quiet you can’t find in town. Buyers come for the land, the privacy, and the easy commute toward both the Santa Clarita Valley and greater LA, with Vasquez Rocks and the Aliso Canyon trails right in the backyard. If you are evaluating homes in Acton, Mike Watson lives and works the Acton market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Acton home with as little as 3.5% down using an FHA loan — roughly $26,176 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing+
ZIP code 93510 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Acton. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Acton, CA 93510 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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