319 Richmond
El Segundo, CA, 90245
$2,600,000
MLS: SB26091945
Beds
—
Baths
—
Sq Ft
3,330
Lot
0.08 ac
Year Built
1946
MLS #
SB26091945
Days on Market
175
Listed
Apr 28, 2026
Description
319 Richmond Street, El Segundo Located along the original Main Street corridor of El Segundo, 319 Richmond Street sits in a highly desirable coastal submarket just four blocks from the Pacific Ocean. Richmond Street is known for its vibrant mix of retail, office, restaurants, shops, and boutiques, creating a dynamic and walkable environment. The property totals approximately 3,330 square feet and features 1,400 square feet of retail space, ideal for a variety of commercial uses. The residential component includes three spacious one-bedroom, one-bath units, each with private patios, offering strong rental appeal in this sought-after beachside community. Additional highlights include eight on-site parking spaces and dedicated storage, providing convenience for both tenants and customers. This property presents a compelling opportunity as a net-leased investment or for an owner-user seeking to occupy the retail space while benefiting from stable residential income.
Location
El Segundo, Los Angeles County, CA 90245
Open on Google Maps ↗Listed by: Bill Ruane · Estate Properties
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$20,185
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $260,000 · Loan: $2,340,000
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $16,202
- Property tax (1.25%)
- $2,708
- Homeowners insurance
- $300
- Mortgage insurance
- $975
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this El Segundo home with as little as 3.5% down using an FHA loan — roughly $91,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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