Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
PendingSingleFamilyResidence

320 Pioneer Road

Lake Arrowhead, CA, 92352

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$625,000

MLS: 25508727

Beds

3

Baths

2

Sq Ft

1,430

Lot

0.26 ac

Year Built

1979

MLS #

25508727

Days on Market

8

Listed

Apr 1, 2025

Description

Perched among the trees, this beautifully remodeled 3-bedroom, 2-bath mountain home offers modern comfort and classic charm in a prime location with full lake rights. The open-concept main level features vaulted 19-foot ceilings and a striking stone fireplace. The remodeled kitchen boasts clean finishes and stainless steel appliances, while the main level also includes two guest bedrooms and a stylish bathroom. Upstairs, the private ensuite primary retreat offers the perfect escape. The home features dual-pane windows and a QuietCool whole-house ventilation system for year-round comfort, along with expansive decking and outdoor living spaces that invite you to relax and entertain among the trees. A dedicated laundry and storage room adds everyday convenience, while a spacious crawl space provides additional storage. There's a 2-car garage with direct interior access, plus parking for up to seven vehicles, including space for an R.V. or boat. For added peace of mind, the property is equipped with a full security system and exterior security cameras. Ideally located just five minutes from Hwy 18, two minutes to the golf course and park, and five minutes to the lake, this turnkey mountain retreat offers exceptional value in one of Lake Arrowhead's most desirable neighborhoods.

Location

Lake Arrowhead, San Bernardino County, CA 92352

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Listed by: Elizabeth Donovan · Coldwell Banker Realty

Payment estimate

$4,642

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $62,500 · Loan: $562,500

%
Principal & Interest
$3,456
Property tax (1.25%)
$651
Homeowners insurance
$300
Mortgage insurance
$234
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Lake Arrowhead home with as little as 3.5% down using an FHA loan — roughly $21,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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