28220 Highridge 204
Rancho Palos Verdes, CA, 90275
(No pictures available yet)
$960,000
MLS: OC26088145
Beds
2
Baths
3
Sq Ft
1,220
Lot
0.58 ac
Year Built
2016
MLS #
OC26088145
Days on Market
5
Listed
Apr 30, 2026
Description
Experience effortless living in this beautifully maintained single-level residence featuring 2 bedrooms and 2.5 bathrooms. Recently updated with brand new flooring, the home is truly move-in ready and offers a bright, open layout designed for comfort and functionality. Built in 2015, this secure gated community showcases elegant Mediterranean-inspired architecture with inviting courtyard pathways and scenic city views. Residents enjoy a variety of amenities including a community putting green, tranquil fountain, outdoor fire pit, picnic areas, and a dedicated dog run. Inside, soaring ceilings enhance the spacious feel of the main living areas, which include a cozy fireplace and seamless flow into the dining space and private patio. The kitchen is thoughtfully designed for both everyday living and entertaining, complete with stainless steel appliances, granite surfaces, a breakfast bar, ample cabinetry, and a large pantry. Both bedrooms are generously sized, with the primary suite offering a comfortable retreat. Additional highlights include an in-unit laundry area, custom window coverings, ceiling fans, hardwood flooring, central air conditioning, Nest thermostat, and a tankless water heater. Ideally located atop the Palos Verdes Peninsula, this home is just minutes from shopping, dining, parks, golf courses, walking trails, and the highly regarded Palos Verdes school district.
Location
Rancho Palos Verdes, Los Angeles County, CA 90275
Open on Google Maps ↗Listed by: Lucy Liu · Keller Williams Realty Irvine
Payment estimate
$7,127
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $96,000 · Loan: $864,000
- Principal & Interest
- $5,467
- Property tax (1.25%)
- $1,000
- Homeowners insurance
- $300
- Mortgage insurance
- $360
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Palos Verdes home with as little as 3.5% down using an FHA loan — roughly $33,600 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 90275 (Rancho Palos Verdes)within ±10% of this home's price and size.
$865,000
28192 S Ridgecove Court S
Rancho Palos Verdes, 90275
$879,000
6542 Ocean Crest Drive B308
Rancho Palos Verdes, 90275
$895,000
29016 S Highmore
Rancho Palos Verdes, 90275
$1,025,000
3200 La Rotonda Drive 405
Rancho Palos Verdes, 90275
Local Market Stats
See Rancho Palos Verdes, CA 90275 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.