3228 Sepulveda
San Bernardino, CA, 92404
$499,900
Original list price: $525,000
MLS: IG26188589
Beds
2
Baths
2
Sq Ft
1,463
Lot
0.22 ac
Year Built
1948
MLS #
IG26188589
Days on Market
30
Listed
Sep 21, 2026
Description
REDUCED 25K - Terrific Home Sitting on a GIANT FLAT LOT and Room to Add Your Workshop, Pool or ADU!! Terrific North San Bernardino Location on a Tree Lined Street * * Enjoy this SPACIOUS Floor-Plan of 1462sqft with 2 LARGE Bedrooms and 2 FULL Bathrooms * * REMODELED Kitchen with GRANITE Counter Tops & Back-Splash, TILED Flooring, Built-In Appliances, Breakfast Nook, LARGE Pantry and Raised Breakfast Counter for the Kids * * EXTRA LARGE Family Room with Fireplace, Laminate Flooring and Could be Converted into a 3rd Primary Bedroom * * Terrific Living Room with HARDWOOD Floors and Ceiling Fan * * UPGRADES Include 2-Toned Interior Paint, FULLY REMODELED Kitchen, Ceiling Fans, DESIGNER FIXTURES, Mirrored Wardrobes, SMOOTH CEILINGS, Tiled Flooring and MORE * * SUPER-SIZED Backyard has a COVERED PATIO, Above Ground Spa, Additional Storage/Shed could be a MAN CAVE, Craft Room or Kids Play Area - and - Plenty of Room to add an ADU, Work-Shop, Custom Pool and PLENTY of Space for the Kids to Play * * Primary Bedroom with a Beautiful WOOD Flooring, Mirrored Wardrobes and Private Bathroom * * (2) Car Attached Garage with COVERED Parking and 2nd DRIVEWAY for RV/Boat, Trailer Parking * * GREAT Location is Close to Schools, Shopping, Dining/Restaurants, Parks & EZ Freeway Access for the Commuter!!
Location
San Bernardino, San Bernardino County, CA 92404
Open on Google Maps ↗Listed by: Tom Tennant · Elevate Real Estate Agency
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,123
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,990 · Loan: $449,910
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,115
- Property tax (1.25%)
- $521
- Homeowners insurance
- $300
- Mortgage insurance
- $187
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $17,497 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92404 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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