32358 Emerald
Lucerne Valley, CA, 92356
$374,900
MLS: HD26014609
Beds
3
Baths
2
Sq Ft
1,250
Lot
0.65 ac
Year Built
1978
MLS #
HD26014609
Days on Market
59
Listed
Jan 21, 2026
Description
Finally! A home with an accurate description with a million $$ view! Visit this 3-bedroom, 2-bath, 1,250 sq. ft. home that was remodeled in 2025. It boasts a spacious family-style kitchen with an island, brand-new appliances and countertops, perfect for entertaining or just cooking with the family. In addition, new roof, new flooring, updated bathrooms, new paint, new windows, new cabinets throughout, recessed lighting, new fans, and new AC/Heating. This home has over $100,000 in upgrades. If you thought that was enough, this seller didn’t… step into the backyard where you’ll unwind and enjoy the views this home offers. A fully screened and covered patio with wind protection so you can enjoy your morning coffee or your evening sunsets. In the front, enjoy graveled drive and irrigated landscaping. Spectacular views in the High Desert which include Valley Views and Mountain Views – what more can you ask for? The entire property is fully fenced ensuring security and privacy. This house blends comfort, functionality, and a view that we all dream about. Lastly, location, location, location! We are close to Apple Valley, 30 minutes away from Victorville, 26 miles (45 minutes) from Big Bear Lake, Bear Mountain Ski Resort, Snow Summit, Bristlecone Trail and the Big Bear Alpine Zoo. This home feels new and is a must see!
Location
Lucerne Valley, San Bernardino County, CA 92356
Open on Google Maps ↗Listed by: Teresa Roberts · MVP Realty SoCal, Inc
Payment estimate
$2,904
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $37,490 · Loan: $337,410
- Principal & Interest
- $2,073
- Property tax (1.25%)
- $391
- Homeowners insurance
- $300
- Mortgage insurance
- $141
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lucerne Valley home with as little as 3.5% down using an FHA loan — roughly $13,122 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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