9210 Cherokee Trail
Lucerne Valley, CA, 92356
$350,000
MLS: P1-26514
Beds
3
Baths
2
Sq Ft
1,208
Lot
1.40 ac
Year Built
2026
MLS #
P1-26514
Days on Market
1
Listed
Apr 1, 2026
Description
Newly built 3 bed, 2 bath home on 1.14 acres with approx. 1,608 sq ft.including 2-car garage. Features include room-by-room A/C & heat, EV charging outlet, fully paid solar, public water, and a modern kitchen with induction cooktop, plus gas line hookups for optional gas cooking and electric water heater. Bathrooms are enhanced with built-in speakers and color-changing lighting, creating a relaxing, spa-like experience. Conveniently located just off a paved road with easy access to town and close to Big Bear Lake. Spacious lot with endless potential--an excellent opportunity for first-time homebuyers. Motivated seller--bring your offers! More photos coming soon.
Location
Lucerne Valley, San Bernardino County, CA 92356
Open on Google Maps ↗Listed by: Pyung Kim · New Star Realty & Investment
Payment estimate
$2,731
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $35,000 · Loan: $315,000
- Principal & Interest
- $1,935
- Property tax (1.25%)
- $365
- Homeowners insurance
- $300
- Mortgage insurance
- $131
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lucerne Valley home with as little as 3.5% down using an FHA loan — roughly $12,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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