33393 EL DORADO Drive
Lucerne Valley, CA, 92356
$359,900
MLS: HD25170387
Beds
3
Baths
2
Sq Ft
1,274
Lot
1.33 ac
Year Built
2020
MLS #
HD25170387
Days on Market
87
Listed
Jul 29, 2025
Description
darling 3 bedroom 2 bath home on a paved street in the heart of lucerne valley, open kitchen with lots of cabinets, ceiling fans , dual pane windows,, shade trees, completely fenced so bring your toys and fur babies, oversized large lot, 2 car garage, close to most all amenities, schools, shopping, etc, commuter friendly, this jewel is a must see before it is gone , hurry and make this lovely home yours!!
Location
Lucerne Valley, San Bernardino County, CA 92356
Open on Google Maps ↗Listed by: Maryann Sutherland · Classic Real Estate
Payment estimate
$2,800
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $35,990 · Loan: $323,910
- Principal & Interest
- $1,990
- Property tax (1.25%)
- $375
- Homeowners insurance
- $300
- Mortgage insurance
- $135
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lucerne Valley home with as little as 3.5% down using an FHA loan — roughly $12,597 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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