32646 Coastsite 304 D
Rancho Palos Verdes, CA, 90275
$699,000
Original list price: $725,000
MLS: SB26209852
Beds
2
Baths
2
Sq Ft
1,565
Lot
17.29 ac
Year Built
1964
MLS #
SB26209852
Days on Market
25
Listed
Sep 25, 2026
Description
NEW PRICE**Great Value!!OCEAN VIEWS & ENDLESS POTENTIAL!! Coastal living with breathtaking ocean and coastline views awaits at the Palos Verdes Bay Club. This over-sized 2-bedroom, 2-bathroom condo offers sweeping ocean views from the living room, enclosed balcony, and both bedrooms, creating a beautiful coastal backdrop throughout the home. One-level penthouse offering effortless living! An open floor plan features a light-filled living and dining area with sliding glass doors that open to the enclosed balcony, an ideal space to enjoy morning coffee, relax, or take in the spectacular sunsets. The primary bedroom offers a spacious walk-in closet with an en-suite bathroom. This home provides an excellent opportunity to bring your own vision and create a personalized coastal retreat. Palos Verdes Bay Club offers an array of resort-style amenities, including an oceanfront pool with dramatic bluff-top views, multiple pools, spa, fitness center, tennis and pickleball courts, and beautifully landscaped grounds. Residents also enjoy direct access to coastal trails and close proximity to Terranea Resort for dining, spa services, and recreation. Award Winning Schools! You will enjoy the distinctive coastal lifestyle of Rancho Palos Verdes in a highly sought-after oceanfront community. A rare opportunity to enjoy an exceptional coastal location, ocean views, and the unique lifestyle of Palos Verdes Bay Club - all at an incredible value.
Location
Rancho Palos Verdes, Los Angeles County, CA 90275
Open on Google Maps ↗Listed by: Sue Connell · Peninsula Realty, Inc.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,677
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $69,900 · Loan: $629,100
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,356
- Property tax (1.25%)
- $728
- Homeowners insurance
- $300
- Mortgage insurance
- $262
- HOA dues
- $1,031
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Palos Verdes home with as little as 3.5% down using an FHA loan — roughly $24,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rancho Palos Verdes, CA 90275 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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