3303 Otono Court
San Bernardino, CA, 92407
$450,000
MLS: CV26105344
Beds
3
Baths
1
Sq Ft
1,000
Lot
0.20 ac
Year Built
1949
MLS #
CV26105344
Days on Market
8
Listed
May 14, 2026
Description
Stunning TURNKEY single-story home in San Bernardino, blending timeless character with excellent starter-home value. This 3-bedroom, 1-bath residence features exposed beam ceilings with newly renovated upgrades. Such as New Electrical panel, New Septic tank system, New Mini split unit, New laminate flooring, New quartz countertops, New baseboards, New cabinets, New tile bathroom walls, New outdoor laundry enclosure, New sprinkler system and seed in front lawn. This property sits on a generous 8,631 sq ft flat lot with an impressive collection of fruit trees, also includes two tool sheds and ample space for outdoor enjoyment! FHA approved on 7/16!
Location
San Bernardino, San Bernardino County, CA 92407
Open on Google Maps ↗Listed by: Dominic Valdivia · Elite Premier Properties
Payment estimate
$3,503
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $45,000 · Loan: $405,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,565
- Property tax (1.25%)
- $469
- Homeowners insurance
- $300
- Mortgage insurance
- $169
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $15,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92407 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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