3321 Jade
Bakersfield, CA, 93306
$400,000
MLS: FR26008560
Beds
3
Baths
3
Sq Ft
1,830
Lot
0.19 ac
Year Built
1957
MLS #
FR26008560
Days on Market
2
Listed
Jan 13, 2026
Description
Single-family residence located in an established East Bakersfield neighborhood of Bakersfield. Property is currently in the foreclosure stage and subject to bank approval. Home is in fair condition and offers a functional floor plan with an attached garage and backyard. Seller states the property needs TLC, meaning certain areas may require repair, maintenance, or updating, including flooring, water pressure, and washer/dryer ventilation, as airflow currently remains within the garage. Solar must be assumed by owner-occupant only; buyer to independently verify solar terms, condition, and transfer requirements. Property is sold as-is. Buyer and buyer’s agent to conduct all inspections and investigations to their satisfaction. Property Features Single-family home One-story Attached garage Backyard Solar installed (owner-occupant assumption only) Needs TLC As-is sale Foreclosure property Subject to bank approval
Location
Bakersfield, Kern County, CA 93306
Open on Google Maps ↗Listed by: Vishal Lal · Real Broker
Payment estimate
$3,079
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $40,000 · Loan: $360,000
- Principal & Interest
- $2,212
- Property tax (1.25%)
- $417
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $14,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Bakersfield, CA 93306 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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