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$365,000
MLS: HD26094442
Beds
3
Baths
2
Sq Ft
1,448
Lot
4.43 ac
Year Built
1989
MLS #
HD26094442
Days on Market
5
Listed
May 2, 2026
Description
Discover rural living on 4.42 acres with this 3 bedroom 2 bath property with 1,448 sq ft of comfortable living space. Built in 1989, the property features an attached 2-car garage, its own well, septic tank, propane tank and a water filtration system along with a new roof and a newer AC added for peace of mind. With expansive open land, this property is an excellent opportunity for those looking to raise animals such as horses, donkeys, chickens and other farm animals - ideal for creating your own ranch or homestead. Enjoy the peace, quiet and privacy that come with country living, along with stunning desert sunsets and plenty of room to grow. In addition to adding a water filtration system, the home is equipped with a sanitation UV light system and a reverse osmosis drinking water system, providing enhanced water quality and added confidence in your water supply. Whether you're dreaming of a small ranch, bringing your toys and off-road vehicles, or simply enjoying a slower, more relaxed lifestyle, this property offers exceptional versatility. Ideally located approximately 42 miles from Barstow, 35.6 miles from Big Bear Lake and only 10.2 miles to the Johnson Valley OHV area, this home combines recreation, privacy and accessibility in one unique package.
Location
Lucerne Valley, San Bernardino County, CA 92356
Open on Google Maps ↗Listed by: Teresa Roberts · MVP Realty SoCal, Inc
Payment estimate
$2,896
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $36,500 · Loan: $328,500
- Principal & Interest
- $2,079
- Property tax (1.25%)
- $380
- Homeowners insurance
- $300
- Mortgage insurance
- $137
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Lucerne Valley home with as little as 3.5% down using an FHA loan — roughly $12,775 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Lucerne Valley, CA 92356 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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