34016 Desert
Acton, CA, 93510
$980,000
MLS: SR26151741
Beds
4
Baths
3
Sq Ft
2,848
Lot
2.89 ac
Year Built
2002
MLS #
SR26151741
Days on Market
1
Listed
Jul 16, 2026
Description
Welcome to this beautifully upgraded home in the highly desirable Star Point Ranch community of Acton! Offering over 2,800 square feet of thoughtfully designed living space, this 4-bedroom, 3-bath residence features a versatile floor plan with two bedrooms on the main level, including a spacious primary suite, and two additional bedrooms upstairs. The remodeled primary bath boasts a luxurious walk-in shower with a seamless glass enclosure, creating a spa-like retreat. The upgraded gourmet kitchen showcases newer cabinetry, updated appliances, and abundant workspace, making it ideal for everyday living and entertaining. The inviting family room features a cozy fireplace, while the expansive upstairs loft provides flexible space for a media room, home office, game room, or additional family living area. An indoor laundry room adds to the home's convenience. Step outside to an oversized lot featuring an impressive paver driveway, mature fruit trees, colorful rose gardens, and plenty of room to relax or entertain. The spacious 3-car attached garage offers ample storage and parking. Enjoy stunning neighborhood and hillside views in the sought-after Star Point Ranch community, where residents appreciate paved county-maintained roads, county water, and a low HOA. This exceptional home combines upgraded finishes, a flexible floor plan, and the peaceful lifestyle that makes Acton such a desirable place to call home. Come for a visit. Stay for a lifetime. Welcome Home!
Location
Acton, Los Angeles County, CA 93510
Open on Google Maps ↗Listed by: James Chikato · Pinnacle Estate Properties, Inc.
Payment estimate
$7,357
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $98,000 · Loan: $882,000
Average 30-yr fixed rate 6.55% as of Jul 16, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,604
- Property tax (1.25%)
- $1,021
- Homeowners insurance
- $300
- Mortgage insurance
- $368
- HOA dues
- $65
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 16, 2026
- 30-year fixed
- 6.55%
- 15-year fixed
- 5.93%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Acton, CA in context
Acton is a rural high-desert community in the foothills between Santa Clarita and the Antelope Valley, straddling the 14 freeway about 20 minutes south of Palmdale. It’s the AV area’s equestrian heart: most listings sit on a half-acre to several acres, zoned for horses, with the kind of dark-sky quiet you can’t find in town. Buyers come for the land, the privacy, and the easy commute toward both the Santa Clarita Valley and greater LA, with Vasquez Rocks and the Aliso Canyon trails right in the backyard. Mike Watson is an Acton-area Realtor who understands horse-property zoning, well-and-septic, and acreage valuation, the details that matter most on a rural buy. If you are evaluating homes in Acton, Mike Watson lives and works the Acton market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Acton home with as little as 3.5% down using an FHA loan — roughly $34,300 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93510 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Acton. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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