ActiveSingleFamilyResidence

3407 Mckinley

San Bernardino, CA, 92404

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$580,000

MLS: IV26090291

Beds

3

Baths

2

Sq Ft

1,420

Lot

0.22 ac

Year Built

1961

MLS #

IV26090291

Days on Market

10

Listed

Apr 26, 2026

Description

"POOL HOME" Newly updated 3-bedroom, 2 bath home offering 1,420 sq ft of comfortable living space. The entire interior has been freshly painted as well as the exterior. The kitchen features brand new cabinets for a move in ready feel. Wood flooring with a floor to ceiling stone fireplace. A versatile detached building provides endless possibilities ideal as a home office, pool dressing room, cabana, or creative studio. An exterior half bath adds convenience and reduces outdoor traffic into the main house. With summer quickly approaching the in-ground pool provides a desired amenity for outside fun. A nice size storage shed adds an additional option. A nice size 0.22-acre lot for family fun and entertaining guest. This home has great features including a (paid) Solar and is reasonable priced for the area. This property delivers amenities and value. The homeowners are currently fine tuning a few areas of the home to make "MOVE IN READY" for you. This home offers all-round value and versatility, making it a standout opportunity at this price. This home is very close to YAAMAVA Resort and Casino. In addition, this home sits in the area of well sought-after schools such as, Belvedere, Serrano, and San Gorgonio. This home is not expected to last long. Be the first to make an appointment. Place it on your must-see schedule.

Location

San Bernardino, San Bernardino County, CA 92404

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Listed by: REGGIE FREEMAN · FOCUS ONE REAL ESTATE

Payment estimate

$4,424

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $58,000 · Loan: $522,000

%
Principal & Interest
$3,303
Property tax (1.25%)
$604
Homeowners insurance
$300
Mortgage insurance
$218
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Today's Rates

As of May 21, 2026

30-year fixed
6.51%
15-year fixed
5.85%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $20,300 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.