5528 Elmwood
San Bernardino, CA, 92404
$525,000
MLS: IV26011530
Beds
3
Baths
2
Sq Ft
1,558
Lot
0.16 ac
Year Built
2004
MLS #
IV26011530
Days on Market
75
Listed
Jan 17, 2026
Description
Excellent Value – Priced to Sell; Welcome to this inviting 3-bedroom, 2-bathroom home , Built in 2005 – Newer Construction Compared to the Area. featuring an open floor plan with a spacious living area that flows seamlessly into the dining space and kitchen—perfect for everyday living and entertaining. The kitchen offers great natural light, a unique design touch, and includes a stainless-steel refrigerator. The bedrooms are comfortably sized with ample natural light, and both bathrooms are clean and functional. A neutral color palette provides an excellent canvas to make the home your own. Enjoy low monthly energy costs with solar panels installed on the property. Conveniently located just 10 minutes from San Bernardino International Airport and near Seley Plaza, shopping, dining, entertainment, and local schools. A great opportunity offering space, style, and location.
Location
San Bernardino, San Bernardino County, CA 92404
Open on Google Maps ↗Listed by: MAURICIO SANCHEZ · RE/MAX TIME REALTY
Payment estimate
$3,947
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $52,500 · Loan: $472,500
- Principal & Interest
- $2,903
- Property tax (1.25%)
- $547
- Homeowners insurance
- $300
- Mortgage insurance
- $197
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $18,375 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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