6821 Elmwood
San Bernardino, CA, 92404
$520,000
Original list price: $534,900
MLS: IG26040397
Beds
3
Baths
2
Sq Ft
1,367
Lot
0.18 ac
Year Built
1951
MLS #
IG26040397
Days on Market
174
Listed
Feb 23, 2026
Description
Turnkey and beautifully maintained, this spacious 4-bedroom, 2-bath home offers comfort, style, and functionality for modern living. Featuring elegant quartz countertops and durable laminate flooring throughout, the interior is both stylish and easy to maintain. Designed with family living and entertaining in mind, the home offers generous living spaces and a large backyard perfect for gatherings, play, or relaxing outdoors. Conveniently located near freeways and shopping, yet tucked away in a quiet neighborhood, this well-kept home provides the perfect balance of accessibility and peaceful living. Ideal for growing families or anyone seeking a move-in-ready home in a prime location. You won't want to miss this home!!
Location
San Bernardino, San Bernardino County, CA 92404
Open on Google Maps ↗Listed by: Karla Godinez · Elevate Real Estate Agency
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,047
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $52,000 · Loan: $468,000
Average 30-yr fixed rate 6.67% as of Aug 13, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,011
- Property tax (1.25%)
- $542
- Homeowners insurance
- $300
- Mortgage insurance
- $195
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 13, 2026
- 30-year fixed
- 6.67%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $18,200 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 92404 (San Bernardino)within ±10% of this home's price and size.
$468,000
6757 Del Rosa
San Bernardino, 92404
$479,900
1097 E Mirada
San Bernardino, 92404
$480,000
2373 N Alameda
San Bernardino, 92404
$490,000
647 E 21st
San Bernardino, 92404
$490,000
3720 Camellia
San Bernardino, 92404
$495,000
3657 Conejo Drive
San Bernardino, 92404
Local Market Stats
See San Bernardino, CA 92404 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.