34122 Courtney Terrace
Acton, CA, 93510
$1,235,000
MLS: OC26089015
Beds
5
Baths
3
Sq Ft
2,848
Lot
8.23 ac
Year Built
2001
MLS #
OC26089015
Days on Market
59
Listed
Apr 24, 2026
Description
Welcome to 34122 Courtney Terrace, a rare opportunity to own a private estate set on approximately 8.23 acres in the peaceful hills of Acton. Tucked away on a quiet cul-de-sac, this expansive 2,848 square foot home offers the perfect blend of comfort, functionality, and rural charm. Featuring 4 bedrooms and 3 bathrooms, the thoughtfully designed floor plan includes a highly desirable primary suite on the main level, complete with a sliding glass door providing direct access to the backyard, perfect for enjoying morning coffee or unwinding in the evening. The home also offers both a separate living room and family room, providing ample space for entertaining, relaxing, and everyday living. Upstairs, a spacious loft offers incredible flexibility as a home office, media room, or can easily be converted into a fifth bedroom to suit your needs. The kitchen is both stylish and functional, showcasing granite countertops and direct access to the backyard, ideal for seamless indoor-outdoor living and entertaining. Step outside to your own private retreat, featuring a large in-ground pool, perfect for relaxing or hosting gatherings. For those seeking an equestrian lifestyle, the property includes horse stables and ample space to enjoy the surrounding land. The expansive grounds also provide exceptional versatility, including RV parking with hookups, boat parking, and plenty of room for all your recreational vehicles and toys. Additional highlights include a 3-car garage, expansive acreage with endless possibilities, and a serene setting that offers both privacy and convenience. This is more than just a home, it’s a lifestyle opportunity with room to grow, play, and create your vision.
Location
Acton, Los Angeles County, CA 93510
Open on Google Maps ↗Listed by: Davin Emmons · HomeSmart, Evergreen Realty
Payment estimate
$9,133
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $123,500 · Loan: $1,111,500
Average 30-yr fixed rate 6.49% as of Jun 25, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $7,018
- Property tax (1.25%)
- $1,286
- Homeowners insurance
- $300
- Mortgage insurance
- $463
- HOA dues
- $65
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 25, 2026
- 30-year fixed
- 6.49%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Acton, CA in context
Acton is a rural high-desert community in the foothills between Santa Clarita and the Antelope Valley, straddling the 14 freeway about 20 minutes south of Palmdale. It’s the AV area’s equestrian heart: most listings sit on a half-acre to several acres, zoned for horses, with the kind of dark-sky quiet you can’t find in town. Buyers come for the land, the privacy, and the easy commute toward both the Santa Clarita Valley and greater LA, with Vasquez Rocks and the Aliso Canyon trails right in the backyard. Mike Watson is an Acton-area Realtor who understands horse-property zoning, well-and-septic, and acreage valuation, the details that matter most on a rural buy. If you are evaluating homes in Acton, Mike Watson lives and works the Acton market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Acton home with as little as 3.5% down using an FHA loan — roughly $43,225 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93510 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Acton. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Acton, CA 93510 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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