3415 188th Street
Torrance, CA, 90504
$949,999
MLS: V1-35357
Beds
3
Baths
2
Sq Ft
1,554
Lot
0.11 ac
Year Built
1951
MLS #
V1-35357
Days on Market
14
Listed
Mar 24, 2026
Description
**Welcome Home to Your Torrance Gem**Nestled in one of the South Bay's most beloved neighborhoods, this charming three-bedroom, two-bathroom home is ready to steal your heart -- and maybe your weekends, because you'll never want to leave.Step inside and discover a thoughtfully designed layout that balances comfort with functionality. The living spaces flow effortlessly, creating an inviting atmosphere perfect for everything from quiet evenings to lively gatherings with friends and family. Natural light pours through the windows, breathing warmth and energy into every corner of this delightful residence.The kitchen stands as the true heart of the home, offering a welcoming space where culinary creativity and casual conversations come together seamlessly. The generous primary bedroom serves as your private retreat, while two additional bedrooms provide versatile space for family members, guests, or that home office you've been dreaming about.Outside, the possibilities are endless. Whether you envision weekend barbecues, a lush garden oasis, or a space for the kids and pets to roam freely, this property delivers the canvas for your outdoor vision.Location is everything, and this home truly delivers. Situated just minutes from North High School and within easy reach of the scenic Alondra Park, you'll enjoy the perfect blend of suburban tranquility and everyday convenience. Shopping, dining, and major commuter routes are all comfortably close.This is more than a house -- it's a lifestyle waiting to be claimed. Schedule your private showing today before someone else falls in love first.
Location
Torrance, Los Angeles County, CA 90504
Open on Google Maps ↗Listed by: Joe Markiewicz · Coldwell Banker Realty
Payment estimate
$6,899
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $95,000 · Loan: $854,999
- Principal & Interest
- $5,253
- Property tax (1.25%)
- $990
- Homeowners insurance
- $300
- Mortgage insurance
- $356
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $33,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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