3730 W 173rd Street
Torrance, CA, 90504
$925,000
MLS: SW26075000
Beds
3
Baths
2
Sq Ft
1,539
Lot
0.11 ac
Year Built
1955
MLS #
SW26075000
Days on Market
2
Listed
Apr 20, 2026
Description
Professional Photography coming soon! Located in the highly desirable neighborhood of North Torrance, this property offers a rare opportunity to own a well-priced home with incredible potential in the heart of the South Bay. Set within an established community known for its pride of ownership and convenient coastal access, this property is ideal for buyers, investors, or contractors looking to create something truly special. Although the home retains its original character and is ready for updating, it has been thoughtfully cared for over the years providing a solid foundation for renovation. The single-story layout features a welcoming front porch and a spacious front yard, creating inviting curb appeal and a warm first impression. Inside, the home offers a flexible and functional floor plan with three generously sized bedrooms and two bathrooms. A standout feature is the dual living spaces, including a bright main living room and a large rear family room complete with a classic brick fireplace which is perfect for gatherings, entertaining, or reimagining into a modern open-concept design. The home features plantation shutters and ceiling fans. The detached two-car garage presents excellent potential for conversion into an ADU (Accessory Dwelling Unit), offering opportunities for additional income, multi-generational living, or a private workspace. A long driveway provides ample parking, an increasingly rare amenity in this area. Situated on a generous lot, the property offers endless possibilities to expand, enhance, or design your ideal outdoor retreat. Whether you envision lush landscaping, an entertainer’s backyard, or future additions, this lot provides the space and flexibility to bring your vision to life. Conveniently located near award-winning schools within the Torrance Unified School District, as well as parks, shopping, dining, and just minutes from the beautiful beaches of the South Bay, this home perfectly blends location, lifestyle, and potential. This is a rare chance to invest in one of the South Bay’s most sought-after communities and transform a well-loved property into your dream home or next successful project.
Location
Torrance, Los Angeles County, CA 90504
Open on Google Maps ↗Listed by: Maribel Miranda · Century 21 Masters
Payment estimate
$6,725
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $92,500 · Loan: $832,500
- Principal & Interest
- $5,115
- Property tax (1.25%)
- $964
- Homeowners insurance
- $300
- Mortgage insurance
- $347
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $32,375 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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