4315 W 177Th St
Torrance, CA, 90504
$980,000
MLS: 260003539SD
Beds
3
Baths
2
Sq Ft
1,341
Lot
0.12 ac
Year Built
1952
MLS #
260003539SD
Days on Market
7
Listed
Feb 13, 2026
Description
WELCOME TO YOUR NEW HOME! Fully refreshed 3 bed 2 bath home with newer designer kitchen, appliances, bathrooms, paint, flooring, and many high-end upgrades throughout. Large 180 sf sun room (included in sq ft) could be used as a flex space, game room, office, gym, or extension of living space. The home has new zoned air conditioning in main living space. Located close to schools, freeways & eateries!
Location
Torrance, Los Angeles County, CA 90504
Open on Google Maps ↗Listed by: Victor Phan · Lumiere Capital Corporation
Payment estimate
$7,107
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $98,000 · Loan: $882,000
- Principal & Interest
- $5,419
- Property tax (1.25%)
- $1,021
- Homeowners insurance
- $300
- Mortgage insurance
- $368
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $34,300 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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