342 Ridgeway
Ventura, CA, 93004
$875,000
Original list price: $915,000
MLS: OC26168392
Beds
3
Baths
2
Sq Ft
1,570
Lot
0.16 ac
Year Built
1964
MLS #
OC26168392
Days on Market
59
Listed
Aug 12, 2026
Description
Charming, well maintained single story home located in Ventura's desirable Foothill neighborhood. Offering 3 bedrooms and 2 bathrooms, this inviting residence welcomes you through a charming leaded glass front door into a bright foyer and spacious living area featuring hardwood flooring. The large great room, complete with a cozy fireplace, flows seamlessly into the dining room, creating an ideal space for everyday living and entertaining.The light and bright kitchen offers Corian countertops, a center island with a gas cooktop, and a sunny breakfast area and tons of storage. Privately situated at the rear of the home, the primary suite includes two separate closets and a security screen door providing direct access to the backyard. The ensuite bathroom features a separate vanity area for added convenience. The additional two bedrooms are nicely sized and the front bedroom features French doors and a flexible space for either bedroom, office or den. Step outside to a peaceful backyard retreat with a covered trellised patio, mature landscaping, newer wood fencing, and plenty of space for gardening or outdoor entertaining. Enjoy ocean breezes and surrounding foothills. The attached garage includes a workshop, hobby room, laundry area, and a generous pantry, offering exceptional versatility and storage. Additional upgrades include a newer HVAC system, hot water circulation pump, newer water heater, dual-pane windows. Wonderful, welcoming community conveniently located near neighborhood parks, golf courses, shopping, dining, and with easy access to Highway 126.
Location
Ventura, Ventura County, CA 93004
Open on Google Maps ↗Listed by: Shelly Reyland · Re/Max Coastal Homes
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,992
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $87,500 · Loan: $787,500
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,452
- Property tax (1.25%)
- $911
- Homeowners insurance
- $300
- Mortgage insurance
- $328
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $30,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ventura, CA 93004 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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