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ActiveSingleFamilyResidence

343 Holmes Lane

Sugarloaf, CA, 92386

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$250,000

Original list price: $290,000

MLS: PW25209606

Beds

2

Baths

1

Sq Ft

608

Lot

0.06 ac

Year Built

1977

MLS #

PW25209606

Days on Market

328

Listed

Sep 14, 2025

Description

Sugarloaf mountain living at an unbeatable entry price. This 608 sq ft cabin sits on a quiet street minutes from Big Bear Lake and the slopes, offering a rare opportunity for first-time buyers, second-home seekers, or investors targeting the area's strong short-term rental demand. This home is priced below comparable Sugarloaf cabins in its size class. Cozy wall-furnace heat, low-maintenance living, and easy access to year-round recreation (skiing, hiking, lake activities) make this an ideal weekend getaway or income property. Financing welcome; cash or conventional terms considered. Don't miss this rare price point in one of Southern California's most beloved mountain communities.

Location

Sugarloaf, San Bernardino County, CA 92386

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Listed by: Jon Garcia · eXp Realty of Southern Ca, Inc

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$2,105

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $25,000 · Loan: $225,000

%

Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$1,450
Property tax (1.25%)
$260
Homeowners insurance
$300
Mortgage insurance
$94
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Aug 6, 2026

30-year fixed
6.69%
15-year fixed
6.01%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Sugarloaf home with as little as 3.5% down using an FHA loan — roughly $8,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Similar Homes Nearby

Active and pending listings in ZIP 92386 (Sugarloaf)within ±10% of this home's price and size.

Local Market Stats

See Sugarloaf, CA 92386 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.