343 Holmes Lane
Sugarloaf, CA, 92386
$250,000
MLS: PW25209606
Beds
2
Baths
1
Sq Ft
608
Lot
0.06 ac
Year Built
1977
MLS #
PW25209606
Days on Market
171
Listed
Sep 14, 2025
Description
Affordable mountain retreat with serious potential! This cozy 2-bedroom, 1-bath cabin in the heart of Sugarloaf is your opportunity to enter the Big Bear market at one of the most compelling price points available. Featuring a wood-burning fireplace, mountain and tree views, and a location just minutes from Big Bear Lake, skiing, hiking, and dining — this is the perfect investor project, weekend cabin renovation, or vacation rental transformation. Ready for your creative vision. Opportunities at this price point in the Big Bear Valley are rare. Schedule your showing today.
Location
Sugarloaf, San Bernardino County, CA 92386
Open on Google Maps ↗Listed by: Jon Garcia · eXp Realty of Southern Ca, Inc
Payment estimate
$2,037
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $25,000 · Loan: $225,000
- Principal & Interest
- $1,382
- Property tax (1.25%)
- $260
- Homeowners insurance
- $300
- Mortgage insurance
- $94
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Sugarloaf home with as little as 3.5% down using an FHA loan — roughly $8,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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