343 Holmes Lane
Sugarloaf, CA, 92386
$250,000
Original list price: $290,000
MLS: PW25209606
Beds
2
Baths
1
Sq Ft
608
Lot
0.06 ac
Year Built
1977
MLS #
PW25209606
Days on Market
275
Listed
Sep 14, 2025
Description
Affordable mountain retreat with serious potential! This cozy 2-bedroom, 1-bath cabin in the heart of Sugarloaf is your opportunity to enter the Big Bear market at one of the most compelling price points available. Featuring a wood-burning fireplace, mountain and tree views, and a location just minutes from Big Bear Lake, skiing, hiking, and dining — this is the perfect investor project, weekend cabin renovation, or vacation rental transformation. Ready for your creative vision. Opportunities at this price point in the Big Bear Valley are rare. Schedule your showing today.
Location
Sugarloaf, San Bernardino County, CA 92386
Open on Google Maps ↗Listed by: Jon Garcia · eXp Realty of Southern Ca, Inc
Payment estimate
$2,079
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $25,000 · Loan: $225,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,425
- Property tax (1.25%)
- $260
- Homeowners insurance
- $300
- Mortgage insurance
- $94
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Sugarloaf home with as little as 3.5% down using an FHA loan — roughly $8,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Sugarloaf, CA 92386 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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