3432 N Sierra Way
San Bernardino, CA, 92405
$450,000
MLS: PW26067045
Beds
2
Baths
1
Sq Ft
872
Lot
0.14 ac
Year Built
1949
MLS #
PW26067045
Days on Market
12
Listed
Mar 27, 2026
Description
This could be a perfect starter home, downsize home or an investor home. It is a very cozy home that has a lot of charm. Two bedroom one bath single family home. Large living room, seperate laundry room off of the kitchen. Laundry room could also be a pantry. Original hardwood floors under the carpeting. It has a very large backyard, room for an ADU or a pool if desired. Central A/C. All the windows are dual pane. Single car garage. Mountain views. Mature grapefruit tree in the front yard and large shade tree in the backyard. Also comes with stove, refidgerator, and washer. Two sheds in the backyard. Close to shopping, schools, entertainment and the 210 freeway. Street has large shade trees and pride of ownership in the neighborhood. The home does need some TLC
Location
San Bernardino, San Bernardino County, CA 92405
Open on Google Maps ↗Listed by: Martin Salgado · BHHS CA Properties
Payment estimate
$3,426
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $45,000 · Loan: $405,000
- Principal & Interest
- $2,488
- Property tax (1.25%)
- $469
- Homeowners insurance
- $300
- Mortgage insurance
- $169
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $15,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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